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Car rental damage claim process

A step-by-step process for handling damage on a rental car: evidence, estimate, customer charge, insurer and disputes.

1. Have proof of condition

Record condition at handover and return with a checklist, damage diagram, photos and the customer's signature. See digital signature inspections.

2. Record the damage promptly

Log the accident or damage against the rental contract with severity, location and who was responsible.

3. Estimate the repair

Get a repair estimate and decide whether the customer's deductible applies.

4. Charge and claim

Bill any customer deductible on the contract, and file an insurance claim for the rest. See rental accident management.

5. Handle disputes with evidence

Keep the inspections, photos, estimates and signed documents together on one record.

Frequently asked questions

What if the customer disputes the charge?

Show the signed check-in and check-out inspections side by side. Clear evidence usually settles it.

Should the car stay on rent while being repaired?

No. Put the contract on hold or change the vehicle. See contract hold.

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